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Curved Pumice Stone Login for Price. Ergonomic Pumice Sponges Login for Price. Shaggy Slippers Login for Price. As an OFW, there might have been circumstances when you have to sign or get a document in the Philippines, but you were not able to because you are working overseas. Moreover, it can be quite expensive to go back to your home country to work on processing the documents and then going abroad again to continue your work abroad. There may have also been circumstances when you want to avail a bank loan in the Philippines — a home loan, car loan, or loans of that sort — but you cannot personally be there at the bank to carry out the transactions because you still have a contract to finish in the country where you are working in, and so you cannot go back to the Philippines yet.
In times like these, the option you have is to ask a family member in the Philippines to sign that document for you or to carry out the transaction for you.
However, it is not that simple, for your family member will be required to obtain a Consularized Special Power of Attorney SPA , so as to be allowed to go through the process of obtaining documents and signing them on your behalf. But that does not end there, as this article would also tackle all the other pertinent information you need to know about Consularized Special Power of Attorney, such as the step-by-step guide in obtaining a CSPA and all other questions you may have in mind about SPA.
We hope this would help. A Consularized Special Power of Attorney is a document that gives authority to the tasked person to carry out the signing of documents e.
In an NSPA, what is needed is your signature, as an OFW grantor or executor of the Special Power of Attorney, plus a photocopy of your passport, including the arrival and departure stamps on the passport. The date of signing and notarization of the Notarized Special Power of Attorney must be within the date of your stay in the Philippines, as certified in the arrival and departure stamps of your passport.
Some banks in the Philippines offer housing loans to OFWs granted that they should not be more than 60 years of age other banks allow up to 65 on loan maturity they accept auto-debit arrangements or you may opt to open savings or checking accounts here in the Philippines for Amortization Payments.
Some banks are now strict on allowing individuals to open a checking account. Please check on your bank of choice first. When you submit the Special Power of Attorney, to have it consularized, to the Philippine Embassy near your location, you need to bring with you at least these two required documents: the Special Power of Attorney form and your passport.
However, some Philippine Embassies may require you to bring additional documents, such as government-issued valid IDs, which is why it is advisable if you call the embassy first to clarify if there are other requirements needed.
Furthermore, in the case of bank loans in the Philippines, there are some who use a particular SPA form. Just ask your immediate family member, who would also serve as your representative, to obtain a physical copy at the bank. To save your representative some time having to go to the bank, also try to search for SPA forms available online, which that particular bank is utilizing, though it is more advisable to secure a copy of the SPA form at the bank. As an OFW, it is only your immediate family members in the Philippines who are granted the authority to be able to carry out the transactions e.
The immediate family members, as defined in the Philippine Constitution, include your spouse, children, parents, siblings, grandparents, and other family members related to you by consanguinity and affinity. How much the consularization would cost may vary depending on the country where the Philippine Consular Office is situated. And it may also vary depending on the purpose of consularization. Is the purpose of your SPA to consularize a contract of sale, deed of sale, or other sales that are related to the purchase of a real estate or property in the Philippines?
Or is it to allow an immediate family member to serve as your representative in processing home loans, car loans, and other bank loans? The shipping process of the CSPA from the Philippines to abroad, and from abroad back to the Philippines, is also another cost you must take into account. And generally, of course, the farther you are from the Philippines, the more expensive it will be. Note that this is applicable to whatever country you are residing in as an OFW or Migrant Workers, though you must also note that in submitting the Special Power of Attorney in the Philippine Embassy near you, they may ask you to bring other required documents for verification.
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